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BMW 4 Series Depreciation

A BMW 4 Series will depreciate 44% after 5 years and have a 5 year resale value of $34,200.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $61,302 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the BMW 4 Series.

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BMW 4 Series Depreciation Calculator

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BMW 4 Series Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $10,930 82.17% $50,372 12,000 2022
2 $13,437 78.08% $47,865 24,000 2023
3 $17,943 70.73% $43,359 36,000 2024
4 $23,497 61.67% $37,805 48,000 2025
5 $27,102 55.79% $34,200 60,000 2026
6 $29,940 51.16% $31,362 72,000 2027
7 $32,459 47.05% $28,843 84,000 2028
8 $35,255 42.49% $26,047 96,000 2029
9 $37,208 39.30% $24,094 108,000 2030
10 $39,015 36.36% $22,287 120,000 2031

BMW 4 Series Depreciation

Years Old Depreciation Residual Value Resale Value
1 $10,930 82.17% $50,372
2 $13,437 78.08% $47,865
3 $17,943 70.73% $43,359
4 $23,497 61.67% $37,805
5 $27,102 55.79% $34,200
6 $29,940 51.16% $31,362
7 $32,459 47.05% $28,843
8 $35,255 42.49% $26,047
9 $37,208 39.30% $24,094
10 $39,015 36.36% $22,287

Buying a BMW 4 Series New vs Used

If you purchase a used BMW 4 Series that is 2 years old, then you could save $13,437 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $13,665. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used 4 Series models become available.

What About BMW 4 Series Insurance Costs?

The average cost to insure a BMW 4 Series is about $2,948 per year. This adds up to around $14,740 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a BMW 4 Series. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a BMW 4 Series

The 2021 BMW 4 Series is our top pick for the best model year value for the 4 Series. With the 2021, you would only pay, on average, 82% of the price as new, with 92% of the vehicle's useful life remaining. The 2020 and 2018 model years are also attractive years for the 4 Series, and provide a relatively good value. Our rankings consider multiple factors, including the 4 Series's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the BMW 4 Series models.

BMW 4 Series Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2022 $61,302 $61,302 $494 $0 0% 100%
2021 $59,740 $49,668 $577 $11,634 18.98% 82.17% Best
2020 $52,643 $41,811 $709 $7,857 15.82% 78.08% Better
2019 $52,430 $38,003 $920 $3,808 9.11% 70.73% Good
2018 $52,622 $33,547 $1,096 $4,456 11.73% 61.67% Better
2017 $51,805 $30,274 $1,372 $3,273 9.76% 55.79% Good
2016 $49,077 $27,042 $1,933 $3,232 10.68% 51.16%
2015 $48,531 $24,991 $2,156 $2,051 7.58% 47.05%
2014 $48,333 $22,898 $2,363 $2,093 8.38% 42.49%
Year Price % Paid Value Rank
2022 $61,302 100%
2021 $49,668 82.17% Best
2020 $41,811 78.08% Better
2019 $38,003 70.73% Good
2018 $33,547 61.67% Better
2017 $30,274 55.79% Good
2016 $27,042 51.16%
2015 $24,991 47.05%
2014 $22,898 42.49%

BMW 4 Series Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the BMW 4 Series ranks for Depreciation compared to other vehicles. Also check out how the 4 Series stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other BMW 4 Series Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major BMW 4 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: