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Buick Enclave Loan Calculator

Our Loan Calculator display shows you how your Buick Enclave loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Enclave to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Buick Enclave Loan Calculator

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Interest Rate
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Model Year
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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Buick Enclave Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $39,162 $39,162 $0 (0%)
1 $36,757 $26,723 +$10,034 (27%)
2 $35,505 $13,679 +$21,826 (61%)
3 $29,559 $0 +$29,559 (100%)

Buick Enclave Monthly Payment

Loan Term 36 Months
APR 4.75%
Paid in Full Mar, 2027
$1,169.33
Total Principal $39,162
Total Interest $2,934
Total Cost of Loan $42,096
$1,169.33
Loan Term 36 Months
APR 4.75%
Paid in Full Mar, 2027
Total Principal $39,162
Total Interest $2,934
Total Cost of Loan $42,096

Buick Enclave Loan Amortization

Month Interest Principal Balance
Apr, 2024 $155.02 $1,014.00 $38,148.00
May, 2024 $151.00 $1,018.00 $37,130.00
Jun, 2024 $146.97 $1,022.00 $36,108.00
Jul, 2024 $142.93 $1,026.00 $35,082.00
Aug, 2024 $138.87 $1,030.00 $34,052.00
Sep, 2024 $134.79 $1,035.00 $33,017.00

This Buick Enclave is expected to lose $9,603 of its resale value during the 36 months of this loan. Check out our Buick Enclave Depreciation Calculator for a detailed analysis of the Enclave's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Enclave has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Enclave model years to buy to get the best value.

Other Buick Enclave Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Buick Enclave costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: