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Dodge Charger Insurance Cost

Auto insurance for a Dodge Charger will cost about $1,481 per year.

This beats the national average for popular sedan models by $744. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Dodge Charger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Dodge Charger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Dodge Charger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,015 $7,365 $8,616
18 $4,674 $6,863 $8,029
19 $4,131 $6,065 $7,096
20 $3,602 $5,289 $6,187
21 $3,020 $4,435 $5,188
22 $2,942 $4,319 $5,053
23 $2,574 $3,779 $4,421
24 $2,445 $3,590 $4,200
25 $2,110 $3,098 $3,625
30 $1,644 $2,414 $2,824
35 $1,540 $2,261 $2,645
40 $1,481 $2,174 $2,543
45 $1,441 $2,116 $2,475
55 $1,321 $1,940 $2,270
65 $1,378 $2,024 $2,368
75 $1,740 $2,555 $2,988

Dodge Charger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge Charger by state.

Dodge Charger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,569 $2,279 $2,900
Alaska $1,298 $1,799 $1,748
Arizona $1,467 $2,121 $3,124
Arkansas $1,608 $2,527 $2,782
California $1,791 $3,167 $1,791
Colorado $1,671 $2,339 $2,967
Connecticut $2,135 $3,311 $4,203
Delaware $1,768 $2,356 $3,026
Florida $2,105 $2,912 $3,794
Hawaii $685 $930 $685
Idaho $1,191 $1,578 $1,919
Illinois $1,246 $1,884 $2,148
Indiana $1,280 $1,957 $2,197
Iowa $1,014 $1,391 $1,636
Kansas $1,349 $1,963 $2,296
Kentucky $1,951 $2,863 $3,381
Louisiana $2,504 $3,785 $4,104
Maine $947 $1,309 $1,932
Maryland $1,532 $2,230 $2,477
Massachusetts $1,229 $2,144 $1,229
Michigan $2,965 $4,519 $7,127
Minnesota $1,221 $1,627 $2,292
Mississippi $1,473 $2,102 $2,115
Missouri $1,388 $1,985 $2,608
Montana $1,412 $1,970 $2,293
Nebraska $1,193 $1,765 $1,917
Nevada $1,968 $2,919 $3,084
New Hampshire $1,369 $2,165 $2,737
New Jersey $1,508 $2,367 $3,097
New Mexico $1,540 $2,291 $2,379
New York $1,427 $1,797 $2,999
North Carolina $885 $1,520 $1,084
North Dakota $1,210 $1,840 $2,176
Ohio $1,079 $1,665 $1,707
Oklahoma $1,723 $2,468 $2,778
Oregon $1,568 $2,104 $2,513
Pennsylvania $1,321 $1,940 $2,269
Rhode Island $2,206 $3,235 $3,643
South Carolina $1,498 $2,076 $2,865
South Dakota $1,344 $1,936 $2,234
Tennessee $1,580 $2,327 $3,098
Texas $1,592 $2,299 $2,860
Utah $1,354 $1,897 $2,611
Vermont $1,042 $1,605 $1,696
Virginia $982 $1,507 $1,477
Washington $1,300 $1,764 $2,106
West Virginia $1,308 $1,873 $2,346
Wisconsin $1,304 $2,035 $2,321
Wyoming $1,217 $1,704 $1,814
Georgia $1,716 $2,566 $2,587

Dodge Charger Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Dodge Charger ranks for Insurance compared to other vehicles. Also check out how the Charger stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Dodge Charger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Dodge Charger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: