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Ford F-550 Super Duty Insurance Cost

Auto insurance for a Ford F-550 Super Duty will cost about $2,941 per year.

This is more than the national average for popular heavy-duty models by $716. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-550 Super Duty.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Ford F-550 Super Duty insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-550 Super Duty Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,963 $14,630 $17,115
18 $9,285 $13,634 $15,950
19 $8,206 $12,049 $14,096
20 $7,155 $10,506 $12,291
21 $6,000 $8,810 $10,307
22 $5,843 $8,581 $10,038
23 $5,113 $7,508 $8,783
24 $4,857 $7,133 $8,344
25 $4,192 $6,155 $7,201
30 $3,265 $4,795 $5,609
35 $3,058 $4,491 $5,254
40 $2,941 $4,319 $5,053
45 $2,862 $4,203 $4,917
55 $2,625 $3,854 $4,509
65 $2,738 $4,021 $4,704
75 $3,456 $5,075 $5,937

Ford F-550 Super Duty car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-550 Super Duty by state.

Ford F-550 Super Duty Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,117 $4,526 $5,762
Alaska $2,578 $3,573 $3,473
Arizona $2,914 $4,213 $6,207
Arkansas $3,195 $5,020 $5,527
California $3,557 $6,291 $3,557
Colorado $3,320 $4,646 $5,895
Connecticut $4,241 $6,578 $8,350
Delaware $3,511 $4,680 $6,010
Florida $4,181 $5,784 $7,537
Hawaii $1,362 $1,848 $1,362
Idaho $2,365 $3,136 $3,812
Illinois $2,476 $3,743 $4,267
Indiana $2,544 $3,889 $4,364
Iowa $2,015 $2,763 $3,249
Kansas $2,680 $3,900 $4,561
Kentucky $3,875 $5,688 $6,717
Louisiana $4,974 $7,519 $8,153
Maine $1,881 $2,600 $3,839
Maryland $3,044 $4,430 $4,921
Massachusetts $2,441 $4,258 $2,441
Michigan $5,891 $8,976 $14,159
Minnesota $2,425 $3,233 $4,553
Mississippi $2,927 $4,175 $4,202
Missouri $2,758 $3,943 $5,180
Montana $2,804 $3,913 $4,554
Nebraska $2,370 $3,505 $3,808
Nevada $3,910 $5,799 $6,126
New Hampshire $2,720 $4,301 $5,437
New Jersey $2,997 $4,701 $6,152
New Mexico $3,060 $4,552 $4,725
New York $2,835 $3,569 $5,958
North Carolina $1,757 $3,019 $2,153
North Dakota $2,405 $3,654 $4,322
Ohio $2,144 $3,307 $3,391
Oklahoma $3,424 $4,902 $5,520
Oregon $3,115 $4,180 $4,993
Pennsylvania $2,624 $3,853 $4,508
Rhode Island $4,381 $6,427 $7,237
South Carolina $2,975 $4,124 $5,692
South Dakota $2,670 $3,847 $4,439
Tennessee $3,140 $4,622 $6,155
Texas $3,162 $4,568 $5,682
Utah $2,690 $3,769 $5,186
Vermont $2,070 $3,189 $3,370
Virginia $1,950 $2,995 $2,935
Washington $2,582 $3,504 $4,184
West Virginia $2,598 $3,720 $4,661
Wisconsin $2,590 $4,043 $4,611
Wyoming $2,418 $3,385 $3,604
Georgia $3,408 $5,097 $5,139

Ford F-550 Super Duty Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-550 Super Duty ranks for Insurance compared to other vehicles. Also check out how the F-550 Super Duty stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-550 Super Duty Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-550 Super Duty costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: