Ranking the Most Expensive Luxury Cars to Insure
The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.
A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.
The Most Expensive Luxury Brands to Insure
The Most Expensive Luxury Brands to Insure
| Rank | Brand | Annual Insurance Cost |
|---|---|---|
| 21 | Rolls-Royce | $7,740 |
| 20 | Lamborghini | $7,290 |
| 19 | Bentley | $5,269 |
| 18 | McLaren | $5,052 |
| 17 | Maserati | $4,890 |
| 16 | Aston Martin | $4,615 |
| 15 | Tesla | $3,277 |
| 14 | Porsche | $3,251 |
| 13 | Genesis | $3,206 |
| 12 | BMW | $2,987 |
| 11 | Audi | $2,764 |
| 10 | Jaguar | $2,688 |
| 9 | Land Rover | $2,578 |
| 8 | Mercedes-Benz | $2,538 |
| 7 | Lexus | $2,374 |
| 6 | Cadillac | $2,353 |
| 5 | Lincoln | $2,243 |
| 4 | INFINITI | $2,195 |
| 3 | Alfa Romeo | $2,182 |
| 2 | Volvo | $1,887 |
| 1 | Acura | $1,800 |
Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.
Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.
The Most Expensive Luxury Cars to Insure
