Ford Mustang Insurance Cost

Auto insurance for a Ford Mustang will cost about $1,697 per year.

This beats the national average for popular coupe models by $90. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Mustang.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Mustang insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Mustang Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,747 $8,439 $9,873
18 $5,356 $7,865 $9,201
19 $4,733 $6,950 $8,131
20 $4,127 $6,060 $7,090
21 $3,461 $5,082 $5,946
22 $3,371 $4,950 $5,790
23 $2,949 $4,331 $5,067
24 $2,802 $4,114 $4,813
25 $2,418 $3,551 $4,154
30 $1,884 $2,766 $3,236
35 $1,764 $2,591 $3,031
40 $1,697 $2,491 $2,915
45 $1,651 $2,424 $2,836
55 $1,514 $2,223 $2,601
65 $1,580 $2,319 $2,713
75 $1,994 $2,927 $3,425

Ford Mustang car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Mustang by state.

Ford Mustang Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,798 $2,611 $3,324
Alaska $1,487 $2,061 $2,004
Arizona $1,681 $2,430 $3,580
Arkansas $1,843 $2,896 $3,189
California $2,052 $3,629 $2,052
Colorado $1,915 $2,680 $3,400
Connecticut $2,447 $3,795 $4,817
Delaware $2,025 $2,699 $3,467
Florida $2,412 $3,336 $4,348
Georgia $1,966 $2,940 $2,964
Hawaii $785 $1,066 $785
Idaho $1,364 $1,809 $2,199
Illinois $1,428 $2,159 $2,461
Indiana $1,467 $2,243 $2,517
Iowa $1,162 $1,594 $1,874
Kansas $1,546 $2,250 $2,631
Kentucky $2,235 $3,281 $3,875
Louisiana $2,869 $4,337 $4,703
Maine $1,085 $1,500 $2,214
Maryland $1,756 $2,556 $2,838
Massachusetts $1,408 $2,456 $1,408
Michigan $3,398 $5,178 $8,167
Minnesota $1,399 $1,865 $2,626
Mississippi $1,689 $2,408 $2,424
Missouri $1,591 $2,275 $2,988
Montana $1,618 $2,257 $2,627
Nebraska $1,367 $2,022 $2,197
Nevada $2,255 $3,345 $3,534
New Hampshire $1,569 $2,481 $3,136
New Jersey $1,729 $2,712 $3,549
New Mexico $1,765 $2,626 $2,726
New York $1,635 $2,059 $3,437
North Carolina $1,014 $1,741 $1,242
North Dakota $1,387 $2,108 $2,493
Ohio $1,237 $1,908 $1,956
Oklahoma $1,975 $2,828 $3,184
Oregon $1,797 $2,411 $2,880
Pennsylvania $1,514 $2,223 $2,600
Rhode Island $2,527 $3,707 $4,175
South Carolina $1,716 $2,379 $3,283
South Dakota $1,540 $2,219 $2,560
Tennessee $1,811 $2,666 $3,550
Texas $1,824 $2,635 $3,277
Utah $1,551 $2,174 $2,992
Vermont $1,194 $1,839 $1,944
Virginia $1,125 $1,727 $1,693
Washington $1,489 $2,021 $2,414
West Virginia $1,499 $2,146 $2,689
Wisconsin $1,494 $2,332 $2,660
Wyoming $1,395 $1,953 $2,079

Other Ford Mustang Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Mustang costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: