Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Cheapest Cars to Insure

The Least Expensive Cars to Insure

Rank Model Annual Insurance Cost
1 Mazda CX-5 $1,364
2 Chevrolet Spark $1,366
3 Honda CR-V $1,367
4 Hyundai Kona $1,374
5 Subaru Outback $1,376
6 Subaru Crosstrek $1,379
7 Chrysler Voyager $1,379
8 Honda Fit $1,385
9 Hyundai Tucson $1,385
10 FIAT 500X $1,387
11 Mazda CX-30 $1,388
12 Mazda CX-3 $1,390
13 Jeep Wrangler $1,391
14 KIA Niro $1,392
15 Nissan Rogue $1,392
16 KIA Rio 5 $1,395
17 Toyota RAV4 $1,396
18 Mazda MX-5 Miata $1,399
19 KIA Sportage $1,402
20 Hyundai Kona EV $1,405
21 Volkswagen Tiguan $1,406
22 Honda HR-V $1,407
23 KIA Sorento $1,407
24 Jeep Compass $1,411
25 GMC Terrain $1,411
26 Chevrolet Trax $1,412
27 Mazda 3 $1,416
28 Nissan Rogue Sport $1,416
29 MINI Clubman $1,417
30 Subaru Impreza $1,418
31 Ford Transit Cargo $1,418
32 Jeep Renegade $1,420
33 Buick Encore $1,423
34 KIA Sedona $1,423
35 Honda Ridgeline $1,424
36 Volkswagen Golf $1,424
37 Dodge Challenger $1,424
38 Chrysler Pacifica $1,425
39 Hyundai Venue $1,426
40 Subaru Forester $1,428
41 Toyota Camry $1,430
42 Toyota Tacoma $1,431
43 Toyota 4Runner $1,434
44 Ford Transit Connect $1,436
45 Dodge Charger $1,437
46 Ford Escape $1,440
47 Chevrolet Express $1,444
48 Ford Transit Wagon $1,445
49 FIAT 500L $1,448
50 Chevrolet Equinox $1,449
51 Ford Ecosport $1,451
52 Subaru Legacy $1,453
53 Honda Pilot $1,454
54 MINI Countryman $1,455
55 KIA K5 $1,456
56 Mazda CX-9 $1,457
57 Toyota Sequoia $1,459
58 Jeep Cherokee $1,463
59 Chevrolet Trailblazer $1,465
60 Ford Edge $1,465
61 Chevrolet Express Cargo $1,466
62 Honda Odyssey $1,467
63 GMC Acadia $1,468
64 GMC Savana Cargo $1,469
65 Honda Accord $1,470
66 GMC Canyon $1,474
67 Nissan Kicks $1,477
68 Nissan Frontier $1,480
69 KIA Rio $1,486
70 Nissan NV Cargo $1,486
71 Toyota Tundra $1,489
72 Toyota Sienna $1,489
73 Mazda 6 $1,493
74 RAM ProMaster Cargo Van $1,493
75 Toyota Yaris $1,496
76 Chevrolet Colorado $1,501
77 Ford Ranger $1,506
78 Jeep Grand Cherokee $1,515
79 Nissan Leaf $1,515
80 Mitsubishi Eclipse Cross $1,520
81 Toyota Highlander Hybrid $1,522
82 Nissan Sentra $1,522
83 KIA Forte $1,526
84 RAM 1500 $1,527
85 Chevrolet Traverse $1,530
86 Volkswagen Atlas $1,530
87 Mitsubishi Outlander Sport $1,532
88 Chevrolet Sonic $1,533
89 Toyota Highlander $1,535
90 Honda Civic $1,537
91 Hyundai Elantra GT $1,541
92 Ford F-150 $1,542
93 Nissan Murano $1,545
94 Buick Enclave $1,551
95 Hyundai Santa Fe $1,553
96 Nissan NV200 $1,559
97 KIA Optima $1,563
98 RAM Promaster City $1,563
99 KIA Soul $1,563
100 Toyota Prius $1,570
101 Ford Explorer $1,573
102 Mitsubishi Mirage $1,573
103 Buick Envision $1,576
104 Hyundai Elantra $1,577
105 RAM 2500 $1,579
106 Volkswagen Passat $1,580
107 Nissan Pathfinder $1,583
108 Toyota Camry Hybrid $1,586
109 Chevrolet Malibu $1,587
110 GMC Sierra 1500 $1,588
111 Honda Passport $1,591
112 Chevrolet Impala $1,592
113 Ford Fusion $1,596
114 Dodge Durango $1,597
115 Subaru Ascent $1,607
116 Chevrolet Tahoe $1,608
117 GMC Yukon $1,617
118 Nissan Titan $1,625
119 Chevrolet Suburban $1,626
120 Toyota Venza $1,628
121 Chevrolet Silverado 1500 $1,628
122 Ford Fusion Energi $1,630
123 Toyota C-HR $1,630
124 Toyota Avalon Hybrid $1,634
125 Nissan Versa $1,637
126 Ford Fusion Hybrid $1,641
127 Volkswagen Jetta $1,642
128 Chrysler 300 $1,643
129 Chevrolet Blazer $1,643
130 Mitsubishi Mirage G4 $1,645
131 Chevrolet Silverado 3500HD $1,646
132 Nissan Titan XD $1,646
133 Hyundai Sonata $1,649
134 Hyundai Accent $1,651
135 Volkswagen Golf GTI $1,653
136 Chevrolet Camaro $1,656
137 Volkswagen Arteon $1,657
138 Jeep Gladiator $1,659
139 GMC Yukon XL $1,665
140 Honda Insight $1,678
141 Toyota Avalon $1,680
142 Chevrolet Silverado 2500HD $1,681
143 Hyundai Veloster $1,682
144 Hyundai IONIQ $1,685
145 GMC Sierra 2500HD $1,688
146 Nissan Armada $1,689
147 Toyota Corolla $1,689
148 Ford F-250 Super Duty $1,690
149 Ford F-350 Super Duty $1,690
150 Ford Mustang $1,697
151 KIA Stinger $1,710
152 Mitsubishi Outlander $1,711
153 Ford Expedition $1,714
154 FIAT 124 Spider $1,718
155 Dodge Grand Caravan $1,721
156 KIA Telluride $1,724
157 Nissan Altima $1,728
158 Toyota Land Cruiser $1,735
159 Subaru WRX $1,741
160 RAM 3500 $1,744
161 Chevrolet Bolt EV $1,748
162 Honda Clarity $1,750
163 GMC Sierra 3500HD $1,756
164 Dodge Journey $1,763
165 Subaru BRZ $1,764
166 Nissan 370Z $1,766
167 RAM 4500 $1,767
168 KIA Cadenza $1,799
169 Hyundai Palisade $1,806
170 Nissan Maxima $1,806
171 Chevrolet Corvette $1,826
172 Ford F-450 Super Duty $1,846
173 RAM 5500 $1,908
174 Ford F-550 Super Duty $1,975
175 Toyota Supra $2,187
176 Nissan GT-R $3,142