Lexus ES 350 Insurance Cost

Auto insurance for a Lexus ES 350 will cost about $1,763 per year.

This beats the national average for luxury sedan models by $24. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus ES 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus ES 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,973 $8,771 $10,261
18 $5,567 $8,174 $9,562
19 $4,920 $7,224 $8,451
20 $4,290 $6,299 $7,369
21 $3,597 $5,282 $6,179
22 $3,503 $5,144 $6,018
23 $3,065 $4,501 $5,266
24 $2,912 $4,276 $5,003
25 $2,513 $3,690 $4,317
30 $1,958 $2,875 $3,363
35 $1,834 $2,692 $3,150
40 $1,763 $2,590 $3,029
45 $1,716 $2,520 $2,948
55 $1,574 $2,311 $2,703
65 $1,642 $2,410 $2,820
75 $2,072 $3,042 $3,559

Lexus ES 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 350 by state.

Lexus ES 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,868 $2,714 $3,454
Alaska $1,545 $2,142 $2,082
Arizona $1,747 $2,526 $3,721
Arkansas $1,916 $3,010 $3,314
California $2,133 $3,772 $2,133
Colorado $1,990 $2,785 $3,534
Connecticut $2,543 $3,944 $5,006
Delaware $2,105 $2,806 $3,603
Florida $2,506 $3,468 $4,519
Georgia $2,043 $3,056 $3,081
Hawaii $816 $1,108 $816
Idaho $1,418 $1,880 $2,286
Illinois $1,484 $2,244 $2,558
Indiana $1,525 $2,331 $2,616
Iowa $1,208 $1,657 $1,948
Kansas $1,607 $2,338 $2,735
Kentucky $2,323 $3,410 $4,027
Louisiana $2,982 $4,508 $4,888
Maine $1,128 $1,559 $2,301
Maryland $1,825 $2,656 $2,950
Massachusetts $1,463 $2,553 $1,463
Michigan $3,532 $5,382 $8,488
Minnesota $1,454 $1,938 $2,729
Mississippi $1,755 $2,503 $2,519
Missouri $1,654 $2,364 $3,106
Montana $1,681 $2,346 $2,730
Nebraska $1,421 $2,102 $2,283
Nevada $2,344 $3,477 $3,673
New Hampshire $1,631 $2,578 $3,260
New Jersey $1,797 $2,819 $3,688
New Mexico $1,835 $2,729 $2,833
New York $1,699 $2,140 $3,572
North Carolina $1,053 $1,810 $1,291
North Dakota $1,442 $2,191 $2,591
Ohio $1,285 $1,983 $2,033
Oklahoma $2,053 $2,939 $3,309
Oregon $1,868 $2,506 $2,993
Pennsylvania $1,573 $2,310 $2,703
Rhode Island $2,627 $3,853 $4,339
South Carolina $1,784 $2,472 $3,412
South Dakota $1,600 $2,306 $2,661
Tennessee $1,882 $2,771 $3,690
Texas $1,896 $2,738 $3,406
Utah $1,612 $2,260 $3,109
Vermont $1,241 $1,912 $2,021
Virginia $1,169 $1,795 $1,760
Washington $1,548 $2,101 $2,509
West Virginia $1,558 $2,230 $2,794
Wisconsin $1,553 $2,424 $2,765
Wyoming $1,450 $2,029 $2,161

Other Lexus ES 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus ES 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: