Nissan Altima Insurance Cost

Auto insurance for a Nissan Altima will cost about $1,728 per year.

This beats the national average for popular sedan models by $59. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Nissan Altima.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan Altima insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Nissan Altima Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,852 $8,593 $10,052
18 $5,454 $8,008 $9,368
19 $4,820 $7,077 $8,279
20 $4,202 $6,171 $7,219
21 $3,524 $5,175 $6,054
22 $3,432 $5,040 $5,896
23 $3,003 $4,410 $5,159
24 $2,853 $4,189 $4,901
25 $2,462 $3,615 $4,229
30 $1,918 $2,816 $3,295
35 $1,796 $2,638 $3,086
40 $1,728 $2,537 $2,968
45 $1,681 $2,468 $2,888
55 $1,542 $2,264 $2,648
65 $1,608 $2,362 $2,763
75 $2,030 $2,981 $3,487

Nissan Altima car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan Altima by state.

Nissan Altima Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,831 $2,659 $3,384
Alaska $1,514 $2,099 $2,040
Arizona $1,712 $2,474 $3,646
Arkansas $1,877 $2,949 $3,247
California $2,089 $3,695 $2,089
Colorado $1,950 $2,729 $3,462
Connecticut $2,491 $3,864 $4,904
Delaware $2,062 $2,748 $3,530
Florida $2,456 $3,397 $4,427
Georgia $2,002 $2,993 $3,018
Hawaii $800 $1,086 $800
Idaho $1,389 $1,842 $2,239
Illinois $1,454 $2,198 $2,506
Indiana $1,494 $2,284 $2,563
Iowa $1,183 $1,623 $1,908
Kansas $1,574 $2,291 $2,679
Kentucky $2,276 $3,341 $3,945
Louisiana $2,922 $4,416 $4,788
Maine $1,105 $1,527 $2,255
Maryland $1,788 $2,602 $2,890
Massachusetts $1,434 $2,501 $1,434
Michigan $3,460 $5,272 $8,316
Minnesota $1,424 $1,899 $2,674
Mississippi $1,719 $2,452 $2,468
Missouri $1,620 $2,316 $3,043
Montana $1,647 $2,298 $2,675
Nebraska $1,392 $2,059 $2,237
Nevada $2,296 $3,406 $3,598
New Hampshire $1,597 $2,526 $3,193
New Jersey $1,760 $2,761 $3,613
New Mexico $1,797 $2,674 $2,775
New York $1,665 $2,096 $3,499
North Carolina $1,032 $1,773 $1,264
North Dakota $1,412 $2,146 $2,538
Ohio $1,259 $1,942 $1,991
Oklahoma $2,011 $2,879 $3,242
Oregon $1,830 $2,455 $2,932
Pennsylvania $1,541 $2,263 $2,648
Rhode Island $2,573 $3,775 $4,251
South Carolina $1,748 $2,422 $3,343
South Dakota $1,568 $2,259 $2,607
Tennessee $1,844 $2,715 $3,615
Texas $1,857 $2,683 $3,337
Utah $1,580 $2,214 $3,046
Vermont $1,216 $1,873 $1,979
Virginia $1,146 $1,759 $1,724
Washington $1,516 $2,058 $2,458
West Virginia $1,526 $2,185 $2,738
Wisconsin $1,521 $2,375 $2,708
Wyoming $1,420 $1,988 $2,117

Other Nissan Altima Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Nissan Altima costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: