Brand New: My CarEdge 100% FREE Car Buying Help

Subaru Forester Insurance Cost

Auto insurance for a Subaru Forester will cost about $1,471 per year.

This beats the national average for popular SUV models by $754. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Forester.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
Ray
Search local listings with market insights
Find the perfect car at the right price with behind-the-scenes data.

Subaru Forester insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Forester Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,982 $7,315 $8,558
18 $4,643 $6,817 $7,975
19 $4,103 $6,025 $7,048
20 $3,577 $5,253 $6,145
21 $3,000 $4,405 $5,154
22 $2,922 $4,290 $5,019
23 $2,556 $3,754 $4,392
24 $2,429 $3,566 $4,172
25 $2,096 $3,078 $3,600
30 $1,633 $2,398 $2,805
35 $1,529 $2,246 $2,627
40 $1,471 $2,160 $2,526
45 $1,431 $2,102 $2,458
55 $1,313 $1,927 $2,255
65 $1,369 $2,010 $2,352
75 $1,728 $2,537 $2,968

Subaru Forester car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Forester by state.

Subaru Forester Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,558 $2,263 $2,881
Alaska $1,289 $1,787 $1,737
Arizona $1,457 $2,106 $3,103
Arkansas $1,598 $2,510 $2,764
California $1,779 $3,146 $1,779
Colorado $1,660 $2,323 $2,947
Connecticut $2,121 $3,289 $4,175
Delaware $1,756 $2,340 $3,005
Florida $2,090 $2,892 $3,769
Hawaii $681 $924 $681
Idaho $1,183 $1,568 $1,906
Illinois $1,238 $1,871 $2,134
Indiana $1,272 $1,944 $2,182
Iowa $1,007 $1,382 $1,625
Kansas $1,340 $1,950 $2,281
Kentucky $1,937 $2,844 $3,359
Louisiana $2,487 $3,760 $4,076
Maine $940 $1,300 $1,919
Maryland $1,522 $2,215 $2,460
Massachusetts $1,220 $2,129 $1,220
Michigan $2,945 $4,488 $7,079
Minnesota $1,212 $1,617 $2,276
Mississippi $1,464 $2,088 $2,101
Missouri $1,379 $1,972 $2,590
Montana $1,402 $1,956 $2,277
Nebraska $1,185 $1,753 $1,904
Nevada $1,955 $2,900 $3,063
New Hampshire $1,360 $2,150 $2,718
New Jersey $1,498 $2,351 $3,076
New Mexico $1,530 $2,276 $2,363
New York $1,417 $1,785 $2,979
North Carolina $879 $1,509 $1,076
North Dakota $1,202 $1,827 $2,161
Ohio $1,072 $1,653 $1,695
Oklahoma $1,712 $2,451 $2,760
Oregon $1,558 $2,090 $2,496
Pennsylvania $1,312 $1,927 $2,254
Rhode Island $2,191 $3,213 $3,619
South Carolina $1,488 $2,062 $2,846
South Dakota $1,335 $1,923 $2,219
Tennessee $1,570 $2,311 $3,077
Texas $1,581 $2,284 $2,841
Utah $1,345 $1,884 $2,593
Vermont $1,035 $1,594 $1,685
Virginia $975 $1,497 $1,468
Washington $1,291 $1,752 $2,092
West Virginia $1,299 $1,860 $2,331
Wisconsin $1,295 $2,021 $2,306
Wyoming $1,209 $1,692 $1,802
Georgia $1,704 $2,548 $2,570

Subaru Forester Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Forester ranks for Insurance compared to other vehicles. Also check out how the Forester stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Forester Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Forester costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: