Jeep Cherokee Insurance Cost

Auto insurance for a Jeep Cherokee will cost about $1,463 per year.

This beats the national average for popular SUV models by $324. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep Cherokee insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jeep Cherokee Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,955 $7,275 $8,511
18 $4,617 $6,780 $7,932
19 $4,081 $5,992 $7,010
20 $3,558 $5,225 $6,112
21 $2,984 $4,381 $5,126
22 $2,906 $4,267 $4,992
23 $2,543 $3,734 $4,368
24 $2,416 $3,547 $4,149
25 $2,085 $3,061 $3,581
30 $1,624 $2,385 $2,790
35 $1,521 $2,233 $2,613
40 $1,463 $2,148 $2,513
45 $1,423 $2,090 $2,445
55 $1,305 $1,917 $2,242
65 $1,362 $1,999 $2,339
75 $1,719 $2,524 $2,952

Jeep Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Cherokee by state.

Jeep Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,550 $2,251 $2,865
Alaska $1,282 $1,777 $1,727
Arizona $1,449 $2,095 $3,087
Arkansas $1,589 $2,497 $2,749
California $1,769 $3,128 $1,769
Colorado $1,651 $2,310 $2,931
Connecticut $2,109 $3,271 $4,152
Delaware $1,746 $2,327 $2,989
Florida $2,079 $2,876 $3,748
Georgia $1,695 $2,535 $2,556
Hawaii $677 $919 $677
Idaho $1,176 $1,559 $1,896
Illinois $1,231 $1,861 $2,122
Indiana $1,265 $1,934 $2,170
Iowa $1,002 $1,374 $1,616
Kansas $1,333 $1,939 $2,268
Kentucky $1,927 $2,829 $3,340
Louisiana $2,474 $3,739 $4,054
Maine $935 $1,293 $1,909
Maryland $1,514 $2,203 $2,447
Massachusetts $1,214 $2,118 $1,214
Michigan $2,929 $4,464 $7,041
Minnesota $1,206 $1,608 $2,264
Mississippi $1,456 $2,076 $2,090
Missouri $1,372 $1,961 $2,576
Montana $1,395 $1,946 $2,265
Nebraska $1,179 $1,743 $1,894
Nevada $1,944 $2,884 $3,047
New Hampshire $1,353 $2,139 $2,704
New Jersey $1,490 $2,338 $3,059
New Mexico $1,522 $2,264 $2,350
New York $1,410 $1,775 $2,963
North Carolina $874 $1,501 $1,071
North Dakota $1,196 $1,817 $2,149
Ohio $1,066 $1,644 $1,686
Oklahoma $1,703 $2,438 $2,745
Oregon $1,549 $2,079 $2,483
Pennsylvania $1,305 $1,916 $2,242
Rhode Island $2,179 $3,196 $3,599
South Carolina $1,480 $2,051 $2,830
South Dakota $1,328 $1,913 $2,207
Tennessee $1,561 $2,298 $3,061
Texas $1,572 $2,271 $2,825
Utah $1,337 $1,874 $2,579
Vermont $1,030 $1,586 $1,676
Virginia $970 $1,489 $1,460
Washington $1,284 $1,743 $2,081
West Virginia $1,292 $1,850 $2,318
Wisconsin $1,288 $2,011 $2,293
Wyoming $1,202 $1,683 $1,792

Other Jeep Cherokee Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jeep Cherokee costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: