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Toyota Camry Insurance Cost

Auto insurance for a Toyota Camry will cost about $1,474 per year.

This beats the national average for popular sedan models by $751. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Camry.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Toyota Camry insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Camry Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,992 $7,330 $8,575
18 $4,652 $6,831 $7,991
19 $4,111 $6,037 $7,062
20 $3,585 $5,264 $6,158
21 $3,006 $4,414 $5,164
22 $2,928 $4,299 $5,029
23 $2,562 $3,762 $4,401
24 $2,434 $3,574 $4,180
25 $2,100 $3,084 $3,608
30 $1,636 $2,402 $2,810
35 $1,532 $2,250 $2,632
40 $1,474 $2,164 $2,531
45 $1,434 $2,106 $2,463
55 $1,315 $1,931 $2,259
65 $1,372 $2,014 $2,357
75 $1,731 $2,543 $2,974

Toyota Camry car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Camry by state.

Toyota Camry Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,561 $2,268 $2,887
Alaska $1,291 $1,790 $1,740
Arizona $1,460 $2,111 $3,110
Arkansas $1,601 $2,515 $2,769
California $1,782 $3,152 $1,782
Colorado $1,663 $2,328 $2,953
Connecticut $2,125 $3,296 $4,183
Delaware $1,759 $2,345 $3,011
Florida $2,095 $2,898 $3,776
Hawaii $682 $926 $682
Idaho $1,185 $1,571 $1,910
Illinois $1,241 $1,875 $2,138
Indiana $1,274 $1,948 $2,186
Iowa $1,009 $1,384 $1,628
Kansas $1,343 $1,954 $2,285
Kentucky $1,941 $2,850 $3,365
Louisiana $2,492 $3,767 $4,085
Maine $942 $1,303 $1,923
Maryland $1,525 $2,220 $2,465
Massachusetts $1,223 $2,133 $1,223
Michigan $2,951 $4,497 $7,094
Minnesota $1,215 $1,620 $2,281
Mississippi $1,467 $2,092 $2,105
Missouri $1,382 $1,976 $2,595
Montana $1,405 $1,960 $2,282
Nebraska $1,188 $1,756 $1,908
Nevada $1,959 $2,906 $3,069
New Hampshire $1,363 $2,155 $2,724
New Jersey $1,501 $2,355 $3,082
New Mexico $1,533 $2,281 $2,367
New York $1,420 $1,788 $2,985
North Carolina $880 $1,512 $1,079
North Dakota $1,205 $1,831 $2,165
Ohio $1,074 $1,657 $1,699
Oklahoma $1,715 $2,456 $2,765
Oregon $1,561 $2,094 $2,501
Pennsylvania $1,315 $1,930 $2,259
Rhode Island $2,195 $3,220 $3,626
South Carolina $1,491 $2,066 $2,852
South Dakota $1,337 $1,927 $2,224
Tennessee $1,573 $2,316 $3,084
Texas $1,584 $2,288 $2,847
Utah $1,347 $1,888 $2,598
Vermont $1,037 $1,598 $1,689
Virginia $977 $1,500 $1,471
Washington $1,294 $1,756 $2,096
West Virginia $1,302 $1,864 $2,335
Wisconsin $1,298 $2,026 $2,310
Wyoming $1,211 $1,696 $1,806
Georgia $1,708 $2,554 $2,575

Toyota Camry Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Camry ranks for Insurance compared to other vehicles. Also check out how the Camry stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Camry Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Camry costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: