Toyota Land Cruiser Insurance Cost

Auto insurance for a Toyota Land Cruiser will cost about $1,735 per year.

This beats the national average for popular SUV models by $52. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Land Cruiser.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Land Cruiser insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Land Cruiser Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,875 $8,627 $10,093
18 $5,475 $8,040 $9,406
19 $4,839 $7,105 $8,312
20 $4,219 $6,196 $7,248
21 $3,538 $5,196 $6,078
22 $3,446 $5,060 $5,920
23 $3,015 $4,427 $5,180
24 $2,864 $4,206 $4,921
25 $2,472 $3,630 $4,246
30 $1,926 $2,828 $3,308
35 $1,803 $2,648 $3,098
40 $1,735 $2,547 $2,980
45 $1,688 $2,479 $2,899
55 $1,548 $2,273 $2,659
65 $1,615 $2,371 $2,774
75 $2,038 $2,993 $3,501

Toyota Land Cruiser car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Land Cruiser by state.

Toyota Land Cruiser Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,838 $2,669 $3,398
Alaska $1,520 $2,107 $2,048
Arizona $1,719 $2,484 $3,660
Arkansas $1,884 $2,960 $3,260
California $2,098 $3,710 $2,098
Colorado $1,958 $2,740 $3,476
Connecticut $2,501 $3,879 $4,924
Delaware $2,071 $2,760 $3,544
Florida $2,465 $3,411 $4,445
Georgia $2,010 $3,006 $3,031
Hawaii $803 $1,090 $803
Idaho $1,395 $1,849 $2,248
Illinois $1,460 $2,207 $2,516
Indiana $1,500 $2,293 $2,573
Iowa $1,188 $1,629 $1,916
Kansas $1,581 $2,300 $2,690
Kentucky $2,285 $3,354 $3,961
Louisiana $2,933 $4,434 $4,808
Maine $1,109 $1,533 $2,264
Maryland $1,795 $2,613 $2,902
Massachusetts $1,439 $2,511 $1,439
Michigan $3,474 $5,293 $8,349
Minnesota $1,430 $1,907 $2,685
Mississippi $1,726 $2,462 $2,478
Missouri $1,626 $2,325 $3,055
Montana $1,654 $2,307 $2,686
Nebraska $1,398 $2,067 $2,246
Nevada $2,306 $3,420 $3,613
New Hampshire $1,604 $2,536 $3,206
New Jersey $1,767 $2,772 $3,628
New Mexico $1,805 $2,684 $2,786
New York $1,672 $2,105 $3,514
North Carolina $1,036 $1,780 $1,270
North Dakota $1,418 $2,155 $2,549
Ohio $1,264 $1,950 $1,999
Oklahoma $2,019 $2,891 $3,255
Oregon $1,837 $2,465 $2,944
Pennsylvania $1,548 $2,272 $2,658
Rhode Island $2,584 $3,790 $4,268
South Carolina $1,755 $2,432 $3,356
South Dakota $1,574 $2,268 $2,617
Tennessee $1,851 $2,726 $3,630
Texas $1,865 $2,694 $3,350
Utah $1,586 $2,223 $3,058
Vermont $1,221 $1,880 $1,987
Virginia $1,150 $1,766 $1,731
Washington $1,523 $2,066 $2,468
West Virginia $1,532 $2,194 $2,749
Wisconsin $1,527 $2,384 $2,719
Wyoming $1,426 $1,996 $2,126

Other Toyota Land Cruiser Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Land Cruiser costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: