Toyota Highlander Insurance Cost

Auto insurance for a Toyota Highlander will cost about $1,535 per year.

This beats the national average for popular SUV models by $252. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,201 $7,637 $8,934
18 $4,847 $7,117 $8,326
19 $4,283 $6,290 $7,358
20 $3,735 $5,484 $6,416
21 $3,132 $4,599 $5,380
22 $3,050 $4,479 $5,240
23 $2,669 $3,919 $4,585
24 $2,536 $3,723 $4,356
25 $2,188 $3,213 $3,759
30 $1,705 $2,503 $2,928
35 $1,597 $2,344 $2,742
40 $1,535 $2,255 $2,638
45 $1,494 $2,194 $2,567
55 $1,370 $2,012 $2,354
65 $1,429 $2,099 $2,455
75 $1,804 $2,649 $3,099

Toyota Highlander car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander by state.

Toyota Highlander Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,627 $2,363 $3,008
Alaska $1,346 $1,865 $1,813
Arizona $1,521 $2,199 $3,240
Arkansas $1,668 $2,621 $2,885
California $1,857 $3,284 $1,857
Colorado $1,733 $2,425 $3,077
Connecticut $2,214 $3,434 $4,359
Delaware $1,833 $2,443 $3,138
Florida $2,182 $3,019 $3,934
Georgia $1,779 $2,660 $2,683
Hawaii $711 $965 $711
Idaho $1,235 $1,637 $1,990
Illinois $1,292 $1,954 $2,227
Indiana $1,328 $2,030 $2,278
Iowa $1,052 $1,442 $1,696
Kansas $1,399 $2,036 $2,381
Kentucky $2,023 $2,969 $3,506
Louisiana $2,597 $3,925 $4,256
Maine $982 $1,357 $2,004
Maryland $1,589 $2,313 $2,569
Massachusetts $1,274 $2,223 $1,274
Michigan $3,075 $4,686 $7,391
Minnesota $1,266 $1,688 $2,376
Mississippi $1,528 $2,179 $2,194
Missouri $1,440 $2,058 $2,704
Montana $1,464 $2,042 $2,377
Nebraska $1,237 $1,830 $1,988
Nevada $2,041 $3,027 $3,198
New Hampshire $1,420 $2,245 $2,838
New Jersey $1,564 $2,454 $3,211
New Mexico $1,597 $2,376 $2,467
New York $1,480 $1,863 $3,110
North Carolina $917 $1,576 $1,124
North Dakota $1,255 $1,908 $2,256
Ohio $1,119 $1,726 $1,770
Oklahoma $1,787 $2,559 $2,881
Oregon $1,626 $2,182 $2,606
Pennsylvania $1,370 $2,011 $2,353
Rhode Island $2,287 $3,355 $3,778
South Carolina $1,553 $2,153 $2,971
South Dakota $1,394 $2,008 $2,317
Tennessee $1,639 $2,413 $3,213
Texas $1,651 $2,384 $2,966
Utah $1,404 $1,967 $2,707
Vermont $1,081 $1,664 $1,759
Virginia $1,018 $1,563 $1,532
Washington $1,348 $1,829 $2,184
West Virginia $1,356 $1,942 $2,433
Wisconsin $1,352 $2,110 $2,407
Wyoming $1,262 $1,767 $1,882

Other Toyota Highlander Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: