FIAT 124 Spider Insurance Cost

Auto insurance for a FIAT 124 Spider will cost about $1,718 per year.

This beats the national average for popular coupe models by $69. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a FIAT 124 Spider.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

FIAT 124 Spider insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

FIAT 124 Spider Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,818 $8,543 $9,994
18 $5,422 $7,962 $9,314
19 $4,792 $7,036 $8,231
20 $4,178 $6,135 $7,177
21 $3,504 $5,145 $6,019
22 $3,412 $5,011 $5,862
23 $2,986 $4,384 $5,129
24 $2,836 $4,165 $4,873
25 $2,448 $3,594 $4,205
30 $1,907 $2,800 $3,276
35 $1,786 $2,622 $3,068
40 $1,718 $2,522 $2,951
45 $1,671 $2,454 $2,871
55 $1,533 $2,251 $2,633
65 $1,599 $2,348 $2,747
75 $2,018 $2,963 $3,467

FIAT 124 Spider car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect FIAT 124 Spider by state.

FIAT 124 Spider Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,820 $2,643 $3,365
Alaska $1,505 $2,087 $2,028
Arizona $1,702 $2,460 $3,625
Arkansas $1,866 $2,932 $3,228
California $2,077 $3,674 $2,077
Colorado $1,939 $2,713 $3,442
Connecticut $2,477 $3,841 $4,876
Delaware $2,050 $2,733 $3,510
Florida $2,441 $3,378 $4,401
Georgia $1,990 $2,976 $3,001
Hawaii $795 $1,079 $795
Idaho $1,381 $1,831 $2,226
Illinois $1,446 $2,185 $2,492
Indiana $1,485 $2,271 $2,548
Iowa $1,177 $1,613 $1,897
Kansas $1,565 $2,277 $2,664
Kentucky $2,263 $3,322 $3,922
Louisiana $2,905 $4,391 $4,761
Maine $1,098 $1,518 $2,242
Maryland $1,778 $2,587 $2,873
Massachusetts $1,425 $2,487 $1,425
Michigan $3,440 $5,242 $8,268
Minnesota $1,416 $1,888 $2,659
Mississippi $1,709 $2,438 $2,454
Missouri $1,611 $2,303 $3,025
Montana $1,638 $2,285 $2,660
Nebraska $1,384 $2,047 $2,224
Nevada $2,283 $3,387 $3,577
New Hampshire $1,588 $2,511 $3,175
New Jersey $1,750 $2,745 $3,593
New Mexico $1,787 $2,658 $2,759
New York $1,655 $2,084 $3,479
North Carolina $1,026 $1,763 $1,257
North Dakota $1,404 $2,134 $2,524
Ohio $1,252 $1,931 $1,980
Oklahoma $1,999 $2,863 $3,223
Oregon $1,819 $2,441 $2,916
Pennsylvania $1,532 $2,250 $2,632
Rhode Island $2,559 $3,753 $4,226
South Carolina $1,738 $2,408 $3,324
South Dakota $1,559 $2,246 $2,592
Tennessee $1,833 $2,699 $3,594
Texas $1,846 $2,667 $3,318
Utah $1,571 $2,201 $3,028
Vermont $1,209 $1,862 $1,968
Virginia $1,139 $1,749 $1,714
Washington $1,508 $2,046 $2,443
West Virginia $1,517 $2,172 $2,722
Wisconsin $1,512 $2,361 $2,693
Wyoming $1,412 $1,977 $2,105